Apollo Beach man fatally shot in confrontation often riled neighbors - Tampa Bay Times

Apollo Beach man fatally shot in confrontation often riled neighbors - Tampa Bay Times

According to the court filing, Gallik wore a sign around his neck that read, "Death to Southshore Falls." He bathed outside, ran a generator, hung wet clothes in the front yard, solicited donations of food from neighbors and threatened a neighbor to get electricity for his computer, records show.

The filing also paints a tense picture of Gallik's relationship with his neighbors.
He threatened them, posted "foul and offensive" signs, allowed his dog to defecate on the street and verbally abused neighbors to the point that they called the sheriff's office.

In the filing, the association sought to make Gallik comply with HOA rules and pay fees to bring his home up to code.
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Another fatal shooting in Privatopia involving an HOA resident at odds with the HOA.

California city bans smoking in multi-family homes | Reuters

California city bans smoking in multi-family homes | Reuters:
A San Francisco suburb on Monday banned smoking in duplexes, condominiums and other multi-family homes, with city leaders saying they hoped to lead a wave of such regulations across California and ultimately the country.

The City Council in San Rafael, a community of 57,000 people about 15 miles north of San Francisco, voted unanimously for the ban, following a handful of other California municipalities that have outlawed smoking in buildings with as few as two units.
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Thanks to Mystery Reader for this link.  Lawsuits over infiltration of second hand smoke from one unit into others are becoming common. Then came condo and apartment rules banning smoking, and now municipal ordinances.

Pink Playhouse Owner Ecstatic after Learning Lawsuit was Dismissed | NBC Augusta 26

Pink Playhouse Owner Ecstatic after Learning Lawsuit was Dismissed | NBC Augusta 26: COLUMBIA COUNTY, Ga. -- It's a lawsuit that received national attention after our first story aired.

A grandmother was being sued by her neighborhood Homeowners Association over the color of her granddaughter's playhouse.

The HOA said it was an out building and she had to have permission.

Becky Rogers Peck tells us she was excited and shocked to find out the lawsuit had been dismissed and one of the first things she did was tell her grand-daughter Aubree.
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Pink prevails in this privatopian enclave.

HOA battle: Pine Village North homeowner's association fight moves to downtown Houston courthouse | abc13.com

HOA battle: Pine Village North homeowner's association fight moves to downtown Houston courthouse | abc13.com: HOUSTON (KTRK) -- A group of neighbors is taking their homeowner's association to court. They say residents are paying up but not seeing results, and now they want to know what happened to hundreds of thousands of dollars.
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Trouble in Privatopia.  Film at 10.

Fed actions to reduce mortgage rates may be helping banks more than borrowers

http://www.washingtonpost.com/business/economy/booming-banks-say-consumers-may-not-see-lower-mortgage-rates/2012/10/12/21b86456-1473-11e2-bf18-a8a596df4bee_story.html?socialreader_check=0&denied=1


JPMorgan Chase and Wells Fargo, the nation’s largest mortgage lenders, said Friday they won’t make home loans much cheaper for consumers, even as they reported booming profits from that business.

Those bottom lines have been padded by federal initiatives to stimulate the economy. The Federal Reserve is spending $40 billion a month to reduce mortgage rates to encourage Americans to buy homes. Instead, its policies may be generating more benefits for banks than borrowers...The reason why mortgage bankers are seeing so much green is that the gap has widened between what banks charge a homeowner in interest rates and what they must pay those who finance mortgage lending. The latter has dropped significantly, largely as a result of the Fed’s actions, analysts said.
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Take, take, take.  And after all this kid glove treatment, all they do is complain about over-regulation.

New Fannie Mae rules make it tougher to qualify for mortgage - Chicago Tribune

Andrew  J. Wilson, Fannie Mae's 

director of media and external relations, explained some of the changes:

Q: What's happening for condo buyers?

A: We're bringing out a new version of our automated underwriting system, called Desktop Underwriter. These rules apply to lenders who use that system to qualify borrowers for loans under Fannie Mae guidelines. Currently, if you're buying a condo with less than 10 percent down, you'll have to fill out a questionnaire about the homeowners association's financials and provide information about its reserves. In the new rules, you'll have to do this if you're putting less than 20 percent down.

Q: What's Fannie Mae looking for from the homeowners association (HOA)?

A: It's asking these things to have greater confidence in the stability of the homeowners association. The lender would be expected to review the (HOA's) budget, including individual line items, income and expenses. This full review is to determine whether or not replacement reserves and can be funded and if insurance deductiblesinsurance deductibles are funded. (The broader requirement) speaks to making sure the homeowner's association has the ability to maintain and insure the property — and whether or not we would want to be buying the loans.

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Dale McFeatters: Millennials, the cheapest generation � Abilene Reporter-News

Dale McFeatters: Millennials, the cheapest generation � Abilene Reporter-News: And the Millennials seemed to have inherited their ancestors' philosophy of consumption: Mend it; make do; or do without. Worse yet, some Millennials who went astray are moving back to the cities.

This is so un-American. Our economy depends on people moving into the suburbs and deciding to move up to a riding mower.

An entire cohort of our countrymen cannot identify the terms "Turf Builder," "homeowners' association" and "allow extra time for your commute."
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HOAs (except the condo variety) appear slated to be a victim of socio-economic change.